The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Twelve Steps to Living Confidently: Budgeting One of the most important steps to become financially sufficient is to set up a realistic budget. 401(k) Plans Are Not Just for Big Businesses Many small businesses are one person businesses. How Financial Decision-Making is Like Camping It takes a plan to be successful when you head into the wilderness. Your finances are no different.